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houses on their own lot, built five or more years before the storm: severe losses against undamaged houses of the same counties, the same houses on every roll. A company is a builder, investor or lender by the owner’s name; government owners are not counted.","model":"Severe minus undamaged: parcel effects with tract by event time and house type by event time effects (county in place of tract for 2004), 95% intervals, base t. The break is read from a specification that fits the severe group’s own pre-storm trend.","one_pre_roll":"The 2004 rolls give one pre-storm roll, so no pre-storm trend is read.","homestead":"A wrecked or cleared house carries no homestead, so after t this series records residents leaving the lot as much as a change of owner.","no_homestead_values":"The rolls before 2008 carry no homestead values.","milton":"Milton 2024 is left out: its severe houses in Pinellas were also flooded by Helene two weeks earlier, and its pre-storm window holds Ian.","buyers":"Every transfer by t+4 in the storm’s damage counties, buyers of severe losses against buyers of undamaged houses; out of state is the mailing state on the roll; parcels held are counted under the buyer’s name. An association: the paper does not say that buyers caused exits.","hmda":"Mortgage records (HMDA), heavily damaged tracts against the other tracts of the same counties, after against before the storm; purchases without a mortgage are not in the record, and the wealth of cash buyers is not observed."}}